Does a BAP Cover Loading and Unloading?
A packing and crating company occasionally moves specialty items. Does its business auto policy exclude property damage to others in the process of loading or unloading?
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Is There a Coverage Gap When BAP and Umbrella Have Different Renewal Dates?
A pallet manufacturing company has a business auto policy that renews in November and a commercial umbrella policy that renews in April.
Employee and Family Injured in Company Car: How Do PIP, PAP, BAP and Workers Comp Interact?
If an employee drives a regularly furnished company car and the employee and family members are injured in an accident while using that car, how is that claim covered?
How to Insure a Truck-Mounted Drill Rig
A commercial insured needs to coordinate between a business auto policy and an inland marine policy to cover a a water well drill rig permanently mounted on a Peterbilt truck.
Does a BAP Cover a Claim Outside the Radius of Operations?
If the insured has a claim outside the 500-mile radius, will the claim be covered? Is there a chance the carrier may wish to nonrenew or cancel?
Do Nonprofits Need Workers Comp and UM/UIM Coverage?
Does a nonprofit organization that has a workers compensation policy in force also need uninsured/underinsured motorist coverage?
