Independent agents who receive requests for higher limits often struggle with a limited marketplace that offers standalone excess coverage—as well as a small number of willing commercial carriers with which they may not be approved. Physician professional
Can you fulfill a contractor’s request for a certificate of insurance without a certificate holder name so they can provide it as proof of insurance?
If you insure a condo association and a unit owner’s bank requests inclusion as a loss payee/mortgagee on the master policy, can you fulfill the request?
A general contractor requests that a subcontractor’s certificate of insurance include specific information. What is the suggested verbiage on the COI according to the contractor’s requests?
Do you understand the difference between an indemnitee and an additional insured? Modifying the language of certificates of insurance could have dangerous consequences.
In light of the upswing in E&O cases involving agents and certificates of insurance, an agency is doing all it can to take care of requirements. But no one is perfect.
An agency receives mortgage company requests for specific wording in reference to replacement cost on an evidence of insurance. What’s the proper response?
After a burglary, an agent’s client suffered significant damage to the home, including losing a safe containing jewelry, money and guns. Together, the jewelry and money alone were worth more than $88,000—but the client received only $1,200 from the insure
ISO Commercial Property Changes; ISO CGL Changes; ISO Additional Insured Endorsement Changes
PAP Delivery Exclusions; The CGL and Damage Caused by Landscapers; PAP Coverage for Valet Parking