Skip Ribbon Commands
Skip to main content
Independent Agent Magazine

​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​

 

 

January 2025https://www.iamagazine.com/magazine/issues/2025/january-2025January 20251/1/2025 5:00:00 AMCover2025Volume: 121, Issue: 12

 

 

Data Security Concerns Are Changing Agency-Carrier Agreementshttps://www.iamagazine.com/magazine/issues/2025/january/data-security-concerns-are-changing-agency-carrier-agreementsData Security Concerns Are Changing Agency-Carrier AgreementsNo independent agency is an island. Here's how AI-driven cybercrime and digital outages are prompting carriers to tighten agency agreements with robust cybersecurity mandates.1/1/2025 11:10:00 AMCyber LiabilityTechnologyJanuaryTom Wetzel
4 Insurance Industry Predictions for 2025https://www.iamagazine.com/magazine/issues/2025/january/4-insurance-industry-predictions-for-20254 Insurance Industry Predictions for 2025After a tumultuous few years, top industry analysts have weighed in with their predictions on what's in store for the insurance industry in 2025.1/1/2025 5:35:00 AMAgency Operations & Best PracticesPersonal LinesJanuaryKatie Butler
5 Foundational Insurance Concepts Producers Need to Know in 2025https://www.iamagazine.com/magazine/issues/2025/january/5-foundational-insurance-concepts-producers-need-to-know-in-20255 Foundational Insurance Concepts Producers Need to Know in 2025​As we head into a new year, there's no better time to equip producers with foundational insurance industry knowledge and concepts.1/1/2025 5:30:00 AMAgency Operations & Best PracticesJanuaryNancy Germond
Review Your Agency Processes to Avoid Personal Umbrella E&O Claimshttps://www.iamagazine.com/magazine/issues/2025/january/review-your-agency-processes-to-avoid-personal-umbrella-e-o-claimsReview Your Agency Processes to Avoid Personal Umbrella E&O ClaimsRegular attention must be paid to keeping underlying coverages in place without any gaps, offering higher umbrella limits and recommending uninsured motorist/underinsured motorist coverage. 1/1/2025 5:25:00 AMUmbrellasPersonal LinesJanuaryMatthew Davis
3 Ways Automation Makes Marketing a Breezehttps://www.iamagazine.com/magazine/issues/2025/january/3-ways-automation-makes-marketing-a-breeze3 Ways Automation Makes Marketing a BreezeIf your agency wants to improve client retention and acquisition, marketing is a must. Here are three impactful ways automation can be integrated into your marketing processes.1/1/2025 5:20:00 AMSales & MarketingJanuaryAnupam Gupta
Leadership Lessons from the Hard Markethttps://www.iamagazine.com/magazine/issues/2025/january/leadership-lessons-from-the-hard-marketLeadership Lessons from the Hard MarketMost leaders not only navigated market conditions they had never personally experienced, they also did so while leading a workforce that hadn't either—a workforce that was busier, under more pressure and dealing with more stress than ever.1/1/2025 5:15:00 AMPersonal LinesCommercial LinesJanuaryLuke Bills
Declaration of Independents: Jay Fribourghttps://www.iamagazine.com/magazine/issues/2025/january/declaration-of-independents-jay-fribourgDeclaration of Independents: Jay FribourgFribourg's experience working in a cybersecurity distributor startup firm led to the creation of BlueZone Cyber Solutions, which combines expertise in both insurance and cybersecurity.1/1/2025 5:05:00 AMTechnologyCyber LiabilityJanuaryOlivia Overman