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Agents place high value on carriers that interact with them as a partner rather than a vendor, with 48% of agent-carrier relationships meeting the partner criteria.

The U.S. homeowners insurance segment staged a dramatic recovery, according to AM Best, posting its first underwriting profit since 2019.

While the first half of 2026 saw strong underwriting results, certain lines of business remained challenged and regional catastrophe exposures still poses significant long-term risk.

To date, no major hurricanes have made landfall in the U.S. during the 2026 Atlantic hurricane season. Does a quiet year signal that hurricane risk is easing? The evidence suggests no.

Continued wage growth across major trades reflected ongoing skilled labor shortages, capacity limitations and a demand for specialized construction services.

Personal auto and homeowners helped propel the property & casualty market to a $61.2 billion underwriting profit and a combined ratio of 93. However, commercial auto and liability lines continue to face challenges.

The solution enables carriers to proactively deliver renewal quotes directly within Applied Epic before agencies begin the remarketing process. 

Local catastrophes caused intense regional volatility, according to Verisk, but overall lower claim volume contributed to the property & casualty industry’s strong first-quarter results.

The independent agency channel maintains a strong position amid improving underwriting results.

The Hanover survey points to a coverage confidence gap between what consumers say they value in homeowners coverage and what they have taken the time to verify.