PRODUCTS: Special Event Liability Insurance

COMPANY: Eventsured

BEST RATING: A+ (Superior)

AVAILABILITY: Coverage is available on an open-brokerage basis.

FOCUS: Thousands of short-term events occur across the country each day and the need for insurance to protect those events has never been greater. And with no end to the coronavirus pandemic in sight, event planning is still a priority which is now more complicated for both companies and individuals. From birthday parties to weddings and conventions to concerts, Eventsured protects event organizers from the unknown perils of running an event.

“Eventsured is unique in that we make purchasing this low premium insurance product easy for insureds and brokers alike,” says Gregory Esterhai, CEO and cofounder, Eventsured. “A consumer can get a quote and purchase coverage within minutes through our easy to use online platform; the client then receives their certificate of insurance instantly via email once their purchase is completed.”

COVERAGE DETAILS: All coverages can include host liquor liability, have no deductible and allow for multiple additional insureds to be added to the policy. Up to $1 million per occurrence and $3 million aggregate limits are available.

“This product is designed to protect event organizers that are hosting an event at a venue they don’t own,” Esterhai says. “This can mean a bride and groom protecting themselves on the day of their wedding or a trade show vendor covering their booth while at a convention.”

UNDERWRITING: Pricing is based on the type of event, the number of attendees and the limits required.

MINIMUM PREMIUM: $66

TARGET: Insureds hosting an event at a rented or shared venue space. Covered events include, weddings, parties, tradeshow exhibitors, sporting events, conferences, business meetings, concerts and more.

COVERAGE TERRITORY: All U.S. states

COVERAGE AVAILABILITY: All U.S. states

CONTACT: Gregory Esterhai, Eventsured; 518 W. Lancaster Ave. Haverford, PA 19041; 888-882-5902.

Will Jones is IA managing editor.