October is Cybersecurity Awareness Month, which gives agents a timely opportunity to help clients strengthen cyber hygiene, educate employees about emerging threats and review their cyber insurance coverage.
Effective cybersecurity doesn’t require a six-figure budget. Insurance agents can help small businesses enhance security and obtain affordable cyber coverage.
Business concerns about cyber threats are rising. At the same time, businesses are embracing artificial intelligence (AI) faster than they are enacting formal rules around its use.
An increasing cyber risk concern is driven by a changing threat landscape, where artificial intelligence (AI), connected technology systems and supply-chain relationships make it easier for cyberattacks to spread quickly and cause wider disruption.
Independent agents should make cyber insurance a standard part of every small commercial quote, not just a coverage discussed when clients ask about it.
The policy covers defense, settlement and judgment costs for third-party claims alleging bodily injury, property damage, or personal and advertising injury arising from the business’ artificial intelligence usage.
One in three consumers would consider digitally altering their claim photos or documents, according to a report released by Verisk.
As organizations move beyond experimentation, AI is beginning to reshape the underlying workflows that power insurance operations. The shift is less about adding another tool to the stack and more about fundamentally rewiring how work gets done across the industry.
From artificial intelligence (AI)-driven operational shifts and dynamic climate modeling to heightened cyber and privacy risks, 2026 is shaping up to be a year of transformation for the insurance industry.
As threat actors continually become more proficient in their ability to access company’s systems, there are steps all businesses can take to improve their security.
