Cover Page
October 2012 - Volume 109, No. 10
| Cover Story |  | | Bobby Bramlett is a small-town man with big-time commitments—and ready to serve as the newest Big 'I' chairman. | | Bobby Bramlett has a passion for golf. But it’s not just about the sport—it’s about using it to make connections in the business world. Because when you get into business, he says, golf is something that everyone likes to talk about. | |  |
| Chairman’s Voice | | The People We Meet Along the Way | | | As I begin to write my first Chairman’s Voice column for Independent Agent magazine, it causes me to reflect over the 37 years of being a Trusted Choice® independent insurance agent. Why are my wife Nanette and I here—about to become chairman of the Independent Insurance Agents & Brokers of America? | | Author: Bobby Bramlett | |  |
| Forms & Substance | | Leased Property Claims, School Events and Kids in Your Care | | | How to Value Leased Property Claims; Transporting Kids to School Events; Insuring Kids in Your Care | | Author: Bill Wilson | |  |
| On the Hill | | Agent Concerns in a Lame Duck Session | | | Soon the November elections will be decided and airways and cyberspace will no longer be dominated by political advertisements. The coming elections will identify who will be president of the United States for the next four years, who will represent Americans in the nation’s capital and which party will control each chamber for the next session of Congress. | | Author: Margarita Tapia | |  |
| Ace Insura | | The Case of the Tailgater’s Trouble | | | While tailgating before a football game, Tina Redskina tells Ace that she can't use her "removable tailgate system" becuase her insurer says it's excluded under her homeowners C coverage. Does Ace agree? | | Author: Jonathan Hermann | |  |
| Insurance Views | | Reclaiming Our Market | | | The independent agent system is in the midst of a marketing channel crisis. Year after year, greater numbers of automobile insurance buyers are choosing to purchase their policies over the phone and online from the direct writer market. | | Author: Dean Basse, Daniel Burghardt | |  |
| Online Extras | | Manager Pay, First Impressions and Agreed Value Option | | | Compensating Managers; Build Value, Don’t Cut Price; The First Impression; Agent-Carrier Tech Agreements; The Agreed Value Option | | Author: Bill Wilson | |  |
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