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Cover Page
April 2012 - Volume 109, No. 4
 
Cover Story
iconMake Personal Lines Primary
Auto and home are these agents' bread and butter. Will it work for you?
Bo Govea makes a science of selling personal lines. Since starting Leawood, Kansas-based Community Insurance Consultants from scratch just three years ago, Govea has captured the home and auto business of many of Kansas City’s wealthiest residents.
Also in this isue:
Chairman's Voice
Power in Numbers
Recently, I ran into a 1904 quote about IIABA’s purpose: “The agency movement is built upon common loyalty to a common cause, the union of all agents in defense of the rights of a single agent…” I love that sentiment. It is our union—our numbers—that continue to affect what happens to our individual members. Our numbers are changing though, and I’m nervous about what that might bring.
Author: Michael Donohoe
Forms & Substance
Work You Performed, Tree Removal and Separation of Insureds
The BAP “Work You Performed” Exclusion; Debris Removal and Trees; Care, Custody or Control and Separation of Insureds
Author: Bill Wilson
On Branding
When 60 Minutes Calls
There are times when being a manager can make you a media target. The larger your organization, the greater the odds of something embarrassing happening that ends up for the world to see on YouTube.
Author: Jeff Mowatt
On the Hill
NFIP Set to Expire Next Month without an Extension
The National Flood Insurance Program (NFIP) is an essential public-private partnership that protects 5.7 million consumers and 22,000 participating communities from the dangers of floods and, without further congressional action, it is scheduled to expire on May 31, 2012.
Author: Margarita Tapia
Ace Insura
The Case of the Caterer’s Contract
A caterer at a celebrity wedding tackles Ace when he tries to take a picture at the private event. The caterer ponders if her CGL policy would provide coverage if one of her employees leaked a photo, but Ace notes she has another form of coverage to consider instead.
Author: Jonathan Hermann
Insurance Views
Plumeri Position Morphs for Money
After several years of decline, new studies show contingency compensation is again on the rise. And it seems, so are the groups of agents and brokers who accept them. In a shocking reversal of position, it appears that Willis will accept “traditional contingent commissions and bonus payments” again on the company’s employee benefits business—beginning on April 1.
Author: Bob Rusbuldt
Online Extras
Producer Compensation, Fishing and Written Security Plans
Misleading Producer Compensation Statistics; Winning and Losing Key Accounts; Seven Things Every CSR Needs to Know; The Importance of Written Security Plans; Is Fishing a Sport or Athletic Contest?
Author: Bill Wilson
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